A house in the 3400 block of Riberdy Road is considered a total loss following a fire, according to Windsor Fire and Rescue Services. The damage is estimated at about $500,000 including contents. The fire investigation is complete. Officials say no one was home when the fire started. The cause has been listed as undetermined due to limited access to the interior from the roof and wall collapse. Officials also reported the homeowner did not have insurance on the property.